Terms of Service

1. Eligibility and Account Security

You must be at least 18 years old and have authority to bind your organization if you use the Services on behalf of an entity. You are responsible for safeguarding credentials, API keys, and access tokens. Notify us promptly of any suspected compromise.

2. Service Scope

Invariant provides tools to verify liquidity and generate privacy-preserving proofs based on user-authorized data or integrations. We do not act as a bank, lender, broker, or consumer reporting agency, and we do not provide financial, legal, or investment advice.

3. Acceptable Use

• Use the Services only for lawful, authorized purposes.
• Do not attempt to reverse engineer, scrape, or interfere with the Services.
• Do not use the Services to make decisions that are unlawful or discriminatory.
• Respect all rate limits, authentication requirements, and access controls.

4. Customer Responsibilities

You are responsible for ensuring your use of the Services complies with applicable laws, including privacy, data protection, consumer protection, and financial services regulations. You are also responsible for obtaining all required permissions and consents from end users.

5. Data and Outputs

Verification outputs are derived from user-authorized data and may be limited by data availability, provider constraints, or user-configured privacy settings. You are responsible for validating the suitability of any output for your business needs.

6. Fees and Billing

Paid plans and enterprise services are subject to the pricing presented at checkout or in a separate order form. Taxes, if applicable, are your responsibility unless otherwise stated.

7. Intellectual Property

Invariant and its licensors retain all rights in the Services, including all software, models, and documentation. You may not copy, modify, or distribute any portion of the Services without our permission.

8. Confidentiality

Each party agrees to protect the other's confidential information and use it only to provide or receive the Services. This obligation does not apply to information that becomes public through no fault of the receiving party.

9. Third-Party Services

The Services may rely on third-party infrastructure or data providers. We are not responsible for third-party services outside our control, and their terms may apply.

10. Disclaimers

The Services are provided "as is" without warranties of any kind. We do not guarantee uninterrupted or error-free operation or that outputs will satisfy all regulatory or contractual requirements.

11. Limitation of Liability

To the maximum extent permitted by law, Invariant will not be liable for any indirect, incidental, special, consequential, or punitive damages. Our total liability for any claims related to the Services will not exceed the amount you paid to Invariant in the twelve months before the event giving rise to the claim.

12. Indemnification

You agree to indemnify and hold Invariant harmless from claims arising from your misuse of the Services, your violation of these Terms, or your violation of any law or third-party rights.

13. Termination

We may suspend or terminate access to the Services if you violate these Terms or if we determine continued access creates security or legal risk.

14. Changes

We may update these Terms from time to time. We will post updates on this page and revise the effective date above.

15. Contact

Questions about these Terms can be sent to legal@invariantdata.com.